As the old saying goes, home is where the heart is. Protect what matters most to you with our dependable Homeowners Insurance and get the peace of mind that only a first-class insurance agency can provide.
At Carter Bradley we offer quality Homeowners Insurance policies with coverage as unique as your lifestyle.
What Does Homeowners Insurance Cover?
A Homeowners Insurance policy helps protect your house and personal property such as furniture, appliances, and clothing, as well as some detached structures like sheds and gazebos, among others.
Expensive items like jewelry are usually protected by this type of insurance, but limits apply. However, there are many add-ons available to extend and customize the coverage of your basic policy.
Homeowners Insurance also offers liability protection against lawsuits for bodily injury or property damage you or your family may cause to other people.
Additional living expenses (ALE) coverage is another standard part of many Homeowners Insurance policies. This portion of your insurance helps pay for the costs of living away if you have to leave your home temporarily as a result of a covered incident.